Colorado car accident claims

Colorado is not a no-fault state. You generally look to the at-fault driver. That is not the same thing as the shared-blame rule below.

A crash is a negligence claim: duty, breach, cause, harm. The numbers below are the published Colorado rules, not a ruling on your facts.

Last checked Sep 3, 2026 · LawyerUnc editorial. Educational only, not legal advice.

How long you have to file

Ordinary injury claims in Colorado often run 2 years (Colo. Rev. Stat. § 13-80-102). Tolling and discovery rules can change a date. Confirm the current statute.

If you share blame

If you are 50% or more at fault, you recover nothing. Below that, your recovery is cut by your share of blame.

No-fault vs the other driver

Colorado is not a no-fault state. You generally look to the at-fault driver, subject to the 50% bar. Your own med-pay, if any, is extra. (C.R.S. Title 10 (no PIP lawsuit bar))

What usually matters

• · Colorado ordinary injury clock: 2 years (C.R.S. § 13-80-102).
• · If you are 50% or more at fault, you recover nothing. Below that, your recovery is cut by your share of blame.

What to save

Photos of the scene and the cars, the police report number, dashcam or store video, the other driver's insurance card, and your own medical visits in order. Do not post a joke about the crash. Use the preservation letter if a truck or a tape is about to disappear.