Ohio car accident claims
Ohio is not a no-fault state. You generally look to the at-fault driver. That is not the same thing as the shared-blame rule below.
A crash is a negligence claim: duty, breach, cause, harm. The numbers below are the published Ohio rules, not a ruling on your facts.
Last checked Sep 3, 2026 · LawyerUnc editorial. Educational only, not legal advice.
- How long you have to file
- Ordinary injury claims in Ohio often run 2 years (Ohio Rev. Code § 2305.10). Tolling and discovery rules can change a date. Confirm the current statute.
- If you share blame
- If you are more than 50% at fault, you recover nothing. At 50% or less, your recovery is cut by your share of blame.
- No-fault vs the other driver
- Ohio is not a no-fault state. You generally look to the at-fault driver, subject to the 51% bar. Optional medical-payments coverage is not a threshold on the lawsuit. (Ohio Rev. Code Title 39 (no PIP lawsuit bar))
- What usually matters
- · Ohio ordinary injury clock: 2 years (Ohio Rev. Code § 2305.10).
- · If you are more than 50% at fault, you recover nothing. At 50% or less, your recovery is cut by your share of blame.
- What to save
- Photos of the scene and the cars, the police report number, dashcam or store video, the other driver's insurance card, and your own medical visits in order. Do not post a joke about the crash. Use the preservation letter if a truck or a tape is about to disappear.